FlowTrack Blog

Insights, guides, and data to help you build wealth in India.

How to calculate your real net worth in India
Net worth

How to calculate your real net worth in India

Most people only count their savings account. Here's how to include every asset and liability for a true picture of where you stand.

Aditi Desai5 min readJan 15, 2025
Cash flow vs savings rate — which matters more at 30?
Budgeting

Cash flow vs savings rate — which matters more at 30?

Both metrics are important, but at different life stages one matters far more than the other. Here's the breakdown.

Rohan Kapoor4 min readJan 8, 2025
The average net worth of Indian millennials in 2025
Net worth

The average net worth of Indian millennials in 2025

We analysed anonymised data from 10,000+ FlowTrack users to find out where millennials really stand financially.

Aditi Desai7 min readDec 20, 2024
Why manual expense tracking beats automation
Budgeting

Why manual expense tracking beats automation

Automated tracking sounds convenient, but manual tracking creates awareness that actually changes your habits. Here's the science behind it.

Vikram Shah6 min readDec 12, 2024
5 signs of lifestyle creep (and how to catch them early)
Budgeting

5 signs of lifestyle creep (and how to catch them early)

Your salary went up but your savings didn't? You might be experiencing lifestyle creep. Here are the warning signs.

Priya Nair4 min readDec 5, 2024
Building an emergency fund when you live in a metro city
Budgeting

Building an emergency fund when you live in a metro city

High rent, high expenses, high anxiety. Here's a practical guide to building 6 months of savings in an expensive city.

Rohan Kapoor5 min readNov 28, 2024