Free financial calculators for Indians
From SIP returns to retirement planning — calculate, plan, and track everything in one place.
20 free calculators
Net Worth Calculator
Calculate your total net worth — assets minus liabilities.
Calculate →Savings Rate Calculator
Find out what percentage of your income you're actually saving.
Calculate →Lifestyle Creep Detector
Measure how much lifestyle inflation is costing you.
Calculate →Emergency Fund Calculator
Calculate how much emergency fund you need based on your situation.
Calculate →50-30-20 Budget Calculator
Split your income into needs, wants, and savings using the 50-30-20 rule.
Calculate →Monthly Cash Flow Calculator
Track your monthly income vs expenses to find your surplus or deficit.
Calculate →SIP Returns Calculator
Calculate how much your SIP investments will grow over time.
Calculate →Lump Sum Investment Calculator
Calculate returns on a one-time investment over time.
Calculate →Step-Up SIP Calculator
See how increasing your SIP annually can supercharge your wealth.
Calculate →Compound Interest Calculator
Calculate compound interest with different compounding frequencies.
Calculate →PPF Calculator
Calculate your PPF maturity amount and tax-free interest earned.
Calculate →EMI Calculator
Calculate your monthly EMI for home, car, or personal loans.
Calculate →Debt Payoff Calculator
Compare avalanche vs snowball strategies to pay off debt faster.
Calculate →Loan Affordability Calculator
Find out how much loan you can afford based on your income.
Calculate →Loan Prepayment Calculator
See how much you save by prepaying your loan — vs investing that money.
Calculate →Retirement Corpus Calculator
Calculate how much you need to retire comfortably in India.
Calculate →FIRE Number Calculator
Calculate your Financial Independence, Retire Early number.
Calculate →Goal Savings Calculator
Plan how much to save monthly for any financial goal.
Calculate →Term Insurance Calculator
Find out how much life insurance cover you actually need.
Calculate →Income Tax Calculator (FY 2025-26)
Compare old vs new tax regime and find which saves you more.
Calculate →FD Calculator
Calculate maturity amount and interest earned on your fixed deposit.
Calculate →RD Calculator
Calculate maturity amount on your recurring deposit investments.
Calculate →SWP Calculator
Calculate how long your investments last with systematic monthly withdrawals.
Calculate →Mutual Fund Returns Calculator
Calculate absolute and annualised returns on your mutual fund investments.
Calculate →EPF Calculator
Calculate your EPF corpus at retirement based on salary and contributions.
Calculate →NSC Calculator
Calculate maturity amount and interest on National Savings Certificates.
Calculate →SSY Calculator
Calculate maturity amount for Sukanya Samriddhi Yojana investments.
Calculate →SCSS Calculator
Calculate quarterly interest and maturity amount on Senior Citizens Savings Scheme.
Calculate →Post Office MIS Calculator
Calculate monthly income from Post Office Monthly Income Scheme.
Calculate →Simple Interest Calculator
Calculate simple interest on a principal amount for any tenure.
Calculate →CAGR Calculator
Calculate the compounded annual growth rate of any investment.
Calculate →ROI Calculator
Calculate return on investment and annualised ROI for any investment.
Calculate →Inflation Calculator
Calculate the future value of money adjusted for inflation.
Calculate →XIRR Calculator
Calculate XIRR for irregular cash flows in mutual funds and SIPs.
Calculate →Stock Average Calculator
Calculate the average buy price when purchasing a stock at different prices.
Calculate →Brokerage Calculator
Calculate brokerage, STT, and transaction charges for equity trades.
Calculate →Margin Calculator
Calculate margin required for intraday and F&O trades.
Calculate →HRA Calculator
Calculate your HRA exemption and how much tax you save on rent.
Calculate →Gratuity Calculator
Calculate your gratuity amount based on salary and years of service.
Calculate →TDS Calculator
Calculate TDS deducted on salary, FD interest, rent, and other payments.
Calculate →Salary Calculator
Calculate your in-hand salary after tax, PF, and all deductions.
Calculate →GST Calculator
Calculate GST amount and the pre/post-GST price for any transaction.
Calculate →Car Loan EMI Calculator
Calculate monthly EMI and total interest on your car loan.
Calculate →Home Loan EMI Calculator
Calculate monthly EMI, total interest, and amortization for your home loan.
Calculate →Flat vs Reducing Rate Calculator
Compare flat interest rate vs reducing balance rate — see the real cost difference.
Calculate →NPS Calculator
Calculate your NPS corpus and monthly pension at retirement.
Calculate →APY Calculator
Calculate your Atal Pension Yojana corpus and guaranteed pension.
Calculate →Ready to track your real financial picture?
FlowTrack lets you track your net worth, cash flow, and financial health score — manual tracking that makes you save.
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