Everything you need to master your money
No bank linking. No auto-sync. You enter everything manually — because when tracking hurts, you change.
Net worth dashboard
Track your assets — savings, FDs, mutual funds, stocks, property, gold — against your liabilities like loans and credit card dues. All manually entered by you.
- Asset vs liability breakdown you control
- Historical net worth trend chart
- Category-wise wealth distribution
Income & expense tracking
Log your income and expenses yourself. Categorise every spend, see where your money actually goes, and spot the leaks.
- Monthly income vs expense logging
- Category-wise spending breakdown
- Recurring payment tracking
Goal tracking
Set financial goals and track your progress. Whether it's buying a home, building an emergency fund, or planning retirement.
- Custom goal creation
- Progress visualisation
- Timeline-based projections
Financial health score
Get a clear score based on 10 key indicators — savings rate, debt-to-income ratio, emergency fund coverage, and more.
- 10 financial health indicators
- Personalised benchmarks for India
- Actionable improvement tips
Lifestyle creep detector
Your salary went up but your savings didn't? FlowTrack compares your spending month over month and flags lifestyle creep.
- Month-over-month spending comparison
- Category-level creep alerts
- Savings rate trend tracking
Smart insights
Automated nudges based on your patterns — spending changes, unusual months, and opportunities to save more.
- Automated nudges based on your patterns
- Spending anomaly detection
- Personalised saving recommendations