How-to5 min readUpdated 19 Mar 2026

How to add assets (savings, FDs, stocks, property, gold)

FlowTrack is 100% manual — you add every asset yourself. This is intentional. When you manually enter your finances, you build real awareness of where your money is. If tracking hurts, you change.


Why Manual Entry?

Most finance apps promise automation. FlowTrack takes the opposite approach: you enter everything yourself. Here is why:

  • Awareness creates change — typing "₹12,000 on food delivery" hits different than seeing it auto-categorised
  • No bank credentials at risk — FlowTrack never asks for or stores your banking passwords, PINs, or OTPs
  • Works with every institution — no waiting for your bank to "support" the app
  • You stay in control — your data is exactly what you enter, no surprises

How to Add an Asset

  1. Open FlowTrack and go to your Dashboard
  2. Tap "Add Asset" or the "+" button
  3. Choose the asset category:
CategoryExamples
Bank AccountsSavings accounts, current accounts, salary accounts
Fixed DepositsBank FDs, corporate FDs, recurring deposits
InvestmentsStocks, mutual funds, bonds, ETFs
RetirementEPF, NPS, PPF, Sukanya Samriddhi
PropertyResidential, commercial, land
GoldPhysical gold, digital gold, sovereign gold bonds
OtherVehicles, cash in hand, lending to others
  1. Enter the current value — not the purchase price, but today's value
  2. Add optional details (institution name, account number last 4 digits, notes)
  3. Tap Save

Your asset will immediately appear in your net worth calculation.


Tips for Accurate Values

Asset TypeHow to Estimate Value
Savings accountCheck your bank app or passbook for current balance
Fixed depositsUse the maturity value calculator or enter current value including accrued interest
Mutual fundsCheck your folio value on AMC website, CAMS, or Kfintech
StocksCheck your demat account for current portfolio value
EPFCheck your UAN portal or recent payslip
PropertyCheck 99acres or MagicBricks for current rates in your area
GoldWeigh your gold and multiply by today's rate (FlowTrack can help calculate)

Tip

Do not stress about getting exact values on day one. A reasonable estimate is fine — you can update it anytime. The goal is to get a complete picture, not a perfect one.

Updating Asset Values

FlowTrack will periodically remind you to update your asset values. You can also update anytime:

  1. Tap on any asset card on your dashboard
  2. Tap "Edit"
  3. Update the value
  4. Tap Save

Tip

Set a monthly reminder to update your balances. Many FlowTrack users do this on the 1st of every month — it takes 5 to 10 minutes and keeps your net worth accurate.
assetsmanual entrysavingsFDstockspropertygoldadd
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